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Fire & Water - Cleanup & Restoration

How To Shorten a Business Interruption

4/18/2019 (Permalink)

Water Damage How To Shorten a Business Interruption Trained and certified mitigation and restoration experts can respond to flooding faster and more effectively than non-professionals.

The interruption of business following large water damage can be very costly. A business owner may end up needing to make a business interruption insurance claim to limit losses due to flooding. A high interruption claim can significantly raise rates for this coverage in addition to increases due to primary water damage and heightened risks of secondary damage. Here are three tips for shortening an interruption and limiting claim amounts.

1. Start Mitigation Quickly

Primary damage becomes more severe the longer floodwaters remain in a structure. Standing water from a broken pipe should be extracted as soon as the pipe is fixed. A slow start to mitigation will ultimately push back the date by which restoration will be complete.

2. Relocate Operations

A business may be able to operate out of a portion of a building unaffected by water damage or a temporary location during cleanup and restoration. Interruption insurance may help to cover relocation costs, and the total claim amount will be much lower than it would be if the business could not operate during this period of time.

3. Hire Restoration Professionals

Trained and certified mitigation and restoration experts can respond to flooding faster and more effectively than non-professionals. Business and building owners should rely on a one-stop shop to provide both services, starting with a comprehensive estimate and schedule. A business owner can use this information to choose the best solutions for shortening an interruption due to large water damage and reducing the amount of an interruption insurance claim.

A shorter mitigation and restoration process can result in a lower interruption claim. If a business can operate out of a portion of a building unaffected by flooding or another temporary location in Mineola, TX it may be possible for the owner make a much smaller claim or even avoid the necessity of filing an interruption insurance claim.

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