Steps to take if your office has suffered a fire loss
Office affected by Smoke and Fire
Your business owner’s policy probably explicitly details the coverage you can expect if a fire breaks out in your building. A partial fire loss, however, should also be covered by your insurance. Fire and smoke damage can affect your business in Palestine, TX, even if the fire occurs somewhere near your property. To receive the compensation you deserve, it is important to complete the following checklist.
1. Have your building inspected. When you file a claim, the insurance company sends an adjuster to inspect the property. Rather than settle for just the adjuster’s assessment, however, consider having restoration specialists conduct an inspection of their own. Professional technicians can assess all the areas of your building with potential fire damage:
• Interior walls, particularly if they border the area affected by the fire
• Plumbing, including pipes and supply lines
• Windows and frames
• HVAC system and air ducts
• Siding or any exterior features
Your building may exhibit signs of fire loss even if the fire was in the building next door. Don’t depend solely on your insurance adjuster to note the damage.
2. Start the restoration process quickly. If there is damage to your building, you will need to hire fire restoration technicians to repair it. These repairs cannot wait. Even if you have a partial loss, unchecked damage that starts as a minor issue can become extensive if it is put on the back burner too long. Your insurance policy should pay for your business to be restored to a uniform and consistent appearance in a timely manner.
3. Keep your claim open. Smoke damage does not necessarily manifest at first. For example, the effect heat and smoke have on your landscaping can show up months later as plants eventually die as a result of a nearby fire. An open claim or supplemental claims allow you to ask for compensation.
Area disasters can result in fire loss on your property. Don’t neglect to be diligent just because the loss is partial.
For more information, please visit us athttp://www.SERVPROathensmineolapalestine.com.
Don't let your furnace heat you out of house and home. Easy ways to prevent Furnace Fires
Furnace in need of Maintenance
Modern heating systems are typically easy to maintain and trouble-free. Built for efficient operation, a good furnace requires little more than regular maintenance. Without proper upkeep, an inefficient unit could easily catch fire. To keep your furnace in top condition in Palestine, TX, and prevent a possible fire and the resultant fire cleaning, there are several things you can do.
Furnaces Need Space
When assessing potential fire hazards,
one of the most common heating system problems is the lack of space. A furnace is often set in an area by itself for a reason. A crowded unit can be a danger to you and your family. These common items can become a fire hazard when placed near the furnace:
• cleaning supplies
A fire can quickly catch from a stray spark onto any of these items and cause considerable damage to your home, and subsequent fire cleaning and restoration is generally no fun at all.
Furnaces Need Attention
There is an old adage that says, “out of sight means out of mind.” Never has that been truer than when applied to furnace filters. This can be a huge problem for busy homeowners who may seldom see the system; it can be easy to forget to provide regular maintenance. Once dirt begins to accumulate on the filter, it can cause the furnace to work inefficiently and overheat. As the filter becomes clogged, it can start a furnace fire with billowing smoke. Check filters regularly to prevent this build up and a possible fire.
Furnaces Need Maintenance
These are three of the many fire hazards associated with a poorly maintained furnace. To prevent possible system damages or fires, contact a technician and schedule an inspection at least once a year. If a furnace fire does occur, that same technician can probably help with the fire cleaning or suggest a fire restoration team that can. Most importantly, keep those filters clean and unclogged to allow your furnace to work efficiently.
For more information, please visit us athttp://www.SERVPROathensmineolapalestine.com.
Mildew Blasting Cleaning Tips For The Bathroom
The other day my daughter said, "Mold is so gross."I told her to "respect its culture." We all know a mold and mildew problem in the bathroom is no laughing matter. Here are several effective solutions for eliminating bathroom mildew or preventing this fungal growth from forming. The most important step toward managing mildew in your bathroom is to resolve any underlying humidity problems. Once you have addressed this issue, you should take steps to clean and maintain your bathroom.
Here are five of the top mildew cleaning solutions for bathrooms, from the mildest to the most powerful:
1. Vinegar and warm water: This relatively gentle solution works for cleaning. You can also combine a mixture of one part vinegar to one part water in a spray bottle and use this solution to maintain a mildew-free bathroom between deep cleanings.
2. Baking soda: Form a paste by adding baking soda to vinegar or hydrogen peroxide or apply this gritty powder directly to grout in your bathroom. The abrasive and foaming actions of sodium bicarbonate make baking soda a powerful bathroom mildew cleaning solution.
3. Isopropyl Alcohol: Wiping down bathroom surfaces with alcohol can be an effective way to sanitize between cleanings.
4. Oxygen bleach: Powdered oxygen bleach is an even more powerful mildew cleaning solution. Do not mix this substance with other cleaners.
5. Chlorine bleach: Liquid chlorine bleach is one of the most powerful cleaning solutions. Dilute bleach to a safe concentration, but keep in mind that this solution may degrade grout over time.
In addition to these five options, you can purchase specialized anti-mildew cleaners for bathroom use at a store. You should also acquire the cleaning tools you will need to get rid of mildew in your bathroom. Use a stiff-bristled brush to rub the solution of your choice into grout lines and other problem areas.
If you are struggling to resolve a persistent humidity problem that is causing bathroom mildew to develop, contact a service that provides mold and mildew testing and remediation services in Palestine, TX.
For more information, please visit us athttp://www.SERVPROathensmineolapalestine.com.
3 Steps to Filing a Flood Damage Claim
A flood is a life-changing event.
A flood in Mineola, TX is a life-changing event. After a natural disaster like that, you want to return your life back to normal. One of the most important ways to do that is by filing a flood claim. There are a few simple steps to follow to ensure the process is completed without delay.
1. Contact Insurance Provider
Get in contact with your insurance company or agent immediately after the flood. Provide basic information, such as your policy number along with a phone number and email address. You want to make sure you can be reached at any time. An insurance adjuster will be scheduled to visit your home within a few days to assess the flood claim damages.
2. Document Damages
An insurance adjuster needs a clear picture of how much flood damage occurred in your home. Prior to the adjuster's visit, spend a day or two taking photographs, recording videos and making a list of all the damages. Here are the most common things to document:
- Standing flood water levels
- Discarded objects
- Lost items
- Property and structural damage
Take note of anything affected by the flood. Whenever possible, provide receipts, value and purchase date of damaged or lost items. The more detailed information you provide, the better able the adjuster will be to prepare a repair estimate.
3. Consult With the Adjuster
An insurance adjuster can walk you through the insurance claim process. He or she can tell you what your homeowners' policy does and doesn't cover as relates to the flood. Once all the necessary paperwork is submitted, processed and proven accurate, the next step is that you'll receive payment.
A Return to Normal
A house flood is a stressful experience. However, things can return to normal quickly when you follow the simple steps for filing a flood claim. Once the claim process is completed, you can begin rebuilding your life. Often this involves hiring a restoration company to clean up the mess the disaster left behind.
How To Shorten a Business Interruption
Trained and certified mitigation and restoration experts can respond to flooding faster and more effectively than non-professionals.
The interruption of business following large water damage can be very costly. A business owner may end up needing to make a business interruption insurance claim to limit losses due to flooding. A high interruption claim can significantly raise rates for this coverage in addition to increases due to primary water damage and heightened risks of secondary damage. Here are three tips for shortening an interruption and limiting claim amounts.
1. Start Mitigation Quickly
Primary damage becomes more severe the longer floodwaters remain in a structure. Standing water from a broken pipe should be extracted as soon as the pipe is fixed. A slow start to mitigation will ultimately push back the date by which restoration will be complete.
2. Relocate Operations
A business may be able to operate out of a portion of a building unaffected by water damage or a temporary location during cleanup and restoration. Interruption insurance may help to cover relocation costs, and the total claim amount will be much lower than it would be if the business could not operate during this period of time.
3. Hire Restoration Professionals
Trained and certified mitigation and restoration experts can respond to flooding faster and more effectively than non-professionals. Business and building owners should rely on a one-stop shop to provide both services, starting with a comprehensive estimate and schedule. A business owner can use this information to choose the best solutions for shortening an interruption due to large water damage and reducing the amount of an interruption insurance claim.
A shorter mitigation and restoration process can result in a lower interruption claim. If a business can operate out of a portion of a building unaffected by flooding or another temporary location in Mineola, TX it may be possible for the owner make a much smaller claim or even avoid the necessity of filing an interruption insurance claim.
3 Major Restaurant Mold Risks
Mold requires moisture and nutriment to grow, both of which are found in a kitchen.
3 Major Restaurant Mold Risks
Restaurants have a uniquely high risk of mold growth. Food, moisture and heat combine to create an environment in which many types of fungus can thrive. There are three major mold risks that property owners and restauranteurs should take measures to mitigate.
1. Moisture and Residue Buildup
Mold requires moisture and nutriment to grow, both of which are found in a kitchen. Managers should develop and maintain a regular cleaning schedule. Surfaces or crevices where debris and moisture collect should be scrubbed, sanitized and wiped down. It is also important to clean floors in the kitchen and dining area and prevent water from pooling around a dish tank. Mold or mildew can also form beneath sinks or refrigeration units, which may be exposed to condensation and spills and overlooked during cleanup.
2. Inadequate Ventilation
A commercial kitchen requires a hood vent or other ventilation equipment. It is important to factor in the amount of cooking and dishwashing equipment in a facility when determining the proper rating for exhaust fans. Ventilation that breaks down should be repaired as soon as possible. Stagnant air and high humidity levels support mold growth at a restaurant.
3. Irregular Inventory
Restaurants use a variety of supplies. Without regular and accurate inventory, ingredients may be overlooked until mold starts to grow. All food items should be properly stored and dated to ensure that stock is moved before it goes bad and increases the risk of cross-contamination in a refrigeration unit or another storage area.
Unsanitary conditions, a lack of ventilation and omission of items from regular inventories are three of the most common risks for mold growth at a restaurant. Any type of water damage can also cause mold to grow in a structure. A restaurant or building owner should contact a remediation company if mold becomes a problem at a foodservice establishment in Athens, TX.
What You Should Know About Filing an Insurance Claim for Water Damage
Call a professional water damage restoration company to do the job right.
What You Should Know About Filing An Insurance Claim For Water Damage
There are a lot of unexpected expenses in life. You try to roll with them as much as you can and juggle between bank accounts, credit cards or personal loans. If bursting pipes disrupt your life, you may panic about the costs, so take a look at these guidelines to help you make your way through the murky water of insurance coverage in Athens, TX.
What You Should Do Before Filing
- Fix broken pipe
- Make sure to remove items from the wet area to avoid further damage
- Properly record proof of the water damage
- Read through your insurance policy
- Inventory any possessions that were damaged by the bursting pipes
What You Must Not Do Before Filing
- Dispose of anything that could be used as evidence in a claim
- Make permanent repairs without insurance company’s approval
Filing Your Claim
File your insurance claim as soon as you gather your evidence. It may take a couple of days to hear back from your adjuster. If you are not happy with the results you can hire a public adjuster, who may give you a better shot at getting coverage, as he does not work for the insurance company.
Types of Coverage
Your coverage amount may depend on what type of policy you have. There are two main categories. The first is a replacement cost policy, where the rebuild or repair cost of your home is repaid after you pay your deductible.
The second type is an actual cash value coverage policy where you will be reimbursed for whatever the repair and restoration costs are, minus any depreciation. The payment may not be enough to cover all costs and you may end up with a good share of it yourself.
Get the Right Help
Most insurance companies prefer that you have the work done by a professional company, not your helpful neighbor, Fred. When you need some help putting things back together after bursting pipes cause damage, Call a professional water damage restoration company in Athens, TX to do the job right. It will soften the blow of a difficult situation.
Quick Response to Mass Catastrophic Loss
Because SERVPRO is locally owned, it can respond to individual needs almost immediately.
Quick Response To Mass Catastrophic Loss
When flooding occurs, a hurricane strikes or a tornado rips through an area, more than just one or two buildings are negatively impacted. Loss on such a massive scale is referred to as catastrophic loss, something with which many smaller storm damage restoration teams are not equipped to deal. Though your Palestine, TX SERVPRO is locally owned by a member of your community, the fact that it's just one of many branches of a franchise means it can call on a larger network of restoration professionals in a time of need.
The SERVPRO Network Works Together To Restore Entire Communities
When disaster strikes, it is crucial that home and building owners can begin restoration within the first 24-hours. If they put off remediation any longer than that, their structures are at risk of developing secondary damage. Secondary damage is much more destructive than primary damage and therefore, expensive to remediate. Examples of secondary damage are as follows:
- Mold growth
- Warped hardwood floors
- Cracked plaster
- Deteriorating drywall
- Rotted beams
When a catastrophic loss occurs, it can be difficult for smaller restoration teams to respond to home and building owners within that initial 24-hour period. This means that secondary damage has the chance to develop, which causes increased costs for both building owners and their insurance companies. SERVPRO, however, is not just a small, locally owned company. As a franchise, each branch has connections to other restoration professionals, which they can call on to help entire communities afflicted by natural disaster. When this network comes together, it can respond to the needs of a community before secondary damage has the chance to develop.
A Locally Owned Business With the Reach of a Corporation
Because SERVPRO is locally owned, it can respond to individual needs almost immediately. If your building is the only one afflicted by damage, you can count on the restoration team being at your door within one to four hours. If a catastrophic loss occurs, response times may be a bit slower, but know that, thanks to the franchise's extensive network, a disaster response team will be at your door before secondary damage has the opportunity to occur.
FAQs About Mold and Your Home
If you think there may be mold, contact a mold cleanup and remediation professional
FAQs About Mold And Your Home
According to the CDC, molds are found everywhere. There are an estimated tens of thousands to hundreds of thousands of types of mold. While they grow best where it's warm and humid, they can also grow in cool climates and under somewhat dry conditions. It's no wonder mold is so common a problem for homeowners. Given the fact that mold appears everywhere, it isn't uncommon for people to have questions about mold growth.
What are the most common kinds of indoor mold?
There are many types of mold, but the most common are:
- Stachybotrys chartarum, or black mold
How do I know if there's mold in my house?
You might see groups of black dots, thread-like growths, or colorful stains without a cause. You may not see anything, but smell a mildew-y, musty odor. If you think there may be mold, contact a mold cleanup and remediation professional.
Can I control mold growth in my home?
The best things you can do to prevent mold are to reduce high humidity, repair leaks, remove materials that have been affected by water damage, seal up cracks, clean up any spills immediately, and completely handle any home maintenance.
Do air purifiers work on mold?
HEPA filters on vents, vacuum cleaners, and air purifiers can remove at least 99.97 percent of mold spores. Replace filters on a regular basis to prevent trapped spores from re-entering your home.
How should I clean up toxic mold?
Toxic mold is actually a misnomer. Some mold can produce toxins, but the molds themselves aren't toxic. However, the improper handling of mold could send tens of thousands of spores into the air. It's best to hire mold cleanup and remediation professionals to handle mold in your Palestine, TX home.
Mold growth is a serious issue that affects many homes. However, it doesn't have to be frightening. Get more answers and solutions from a mold remediation company near you.
Outside Resources for Recovering From Catastrophic Loss
SERVPRO of Athens/Mineola/Palestine team is always there to the rescue.
Storm-damaged areas often stretch for miles and miles. This makes it difficult for the families and individuals living in the area to get the recovery help they need. When disaster recovery teams are stretched to the limit, the consequences of the storm and the resulting catastrophic loss puts everything else on hold. Fortunately, some companies, such as local Tyler,TX , SERVPRO franchises, have adapted their plans to provide large loss services when new disasters hit.
Professionals Play a Vital Role
A quick response to storm damage and flooding isn't just for preventing further damages. Professional services are necessary for the safety of members of the community.
- When streams and rivers overflow, the contaminated flood waters could be hazardous to the health of people in the community.
- Flooded homes may conceal risks of electrocution. Entering water-logged properties requires the right protective clothing and specialized equipment.
- Wet fabrics and upholstery become very heavy and handling the items with adequate preparation could lead to injuries.
- Facing a catastrophic loss can be overwhelming. Trained technicians are prepared with step-by-step plans to prevent further damage and to speed the recovery process.
Franchises Share Resources
Large-scale disasters often require more labor and equipment than local franchises have on hand. Part of the plan to deal with these situations is a cooperative network. SERVPRO professionals from other communities and specialized equipment from remote locations are available. When the need arises, these resources are mobilized into affected areas. In the past few years, these teams have responded to wildfires, hurricanes, polar vortexes, and major floods.
Bringing Resolution to Communities
After storms clear out and the water recedes, Tyler,TX , residents may be able to return to their homes. With SERVPRO professionals on hand, communities can begin the work of cleaning up and restoring their lives. In addition to cleaning properties, the technicians work to put mold growth on hold and provide remediation to prevent further spread of mildew. From beginning to end, SERVPRO catastrophic loss teams offer vital services for helping communities recover.